Maiwandbank-Just Banking

Audited Fin.St. 2012







Audited Fin.St. 2011







Audited Fin.St. 2009







Audited Fin.St. 2010







General Interest Rates Structures

Rates of Interest on various Deposits:
Rate of interest: Percentage per annum basis

Maiwand Bank Rate of interest of Savings Deposit:

Deposit Scheme Percentage of Interest for various currencies
USD EURO GBP AFS
Saving General 6.00 6.00 6.00 6.00
"Shagerd" Saving Scheme(1% Extra) 7.00 7.00 7.00 7.00

Rate of Interest on Current Deposits Margin Money Deposits accounts.


No Interest will be paid on the above deposits


Rate of Interest on Time / Fixed / Term / Recurring Deposits

Period Of Scheme Percentage of Interest for various currencies
USD EURO GBP AFS
From 3 months and up to 6 months 7.00 7.00 7.00 7.00
Above 6 months and up to 12 months 7.50 7.50 7.50 7.50

For senior citizens above the age of 60 years old, an extra 0.50 % of interest will be given.

For staff accounts 1 % extra than the normal rate of interest.

Special and attractive rates of interest will be given for large and long term deposits.



For details visit www.maiwandbank.com OR contact the branch manager.

Maiwand Bank Rate of interest of Savings Deposit:

Deposit Scheme Percentage of Interest for various currencies
USD EURO GBP AFS
Saving General 6.00 6.00 6.00 6.00
"Shagerd" Saving Scheme(1% Extra) 7.00 7.00 7.00 7.00

Rate of Interest on Current Deposits & Margin Money Deposits accounts


No Interest will be paid on the above deposits


Rate of Interest on Time / Fixed / Term / Recurring Deposits


Period Of Scheme Percentage of Interest for various currencies
USD EURO GBP AFS
From 3 months and up to 6 months 7.00 7.00 7.00 7.00
Above 6 months and up to 12 months 7.50 7.50 7.50 7.50

For senior citizens above the age of 60 years old, an extra 0.50 % of interest will be given.

For staff accounts 1 % extra than the normal rate of interest.

Special and attractive rates of interest will be given for large and long term deposits.



For details visit www.maiwandbank.com OR contact the branch manager.

MAIWAND BANK, KABUL, AFGHANISTAN

OUR SWIFT CODE : MWBKAFKA


Details of Current Accounts with Da Afghanistan Bank, Kabul, Afghanistan.
(Central Bank)

The bank is maintaining the following current accounts with Da Afghanistan Bank.

1. USD account with Da Afghanistan Bank, Kabul
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan Da Afghanistan Bank, Kabul
Account No 27289 (USD) 10920169
Bank Name Da Afghanistan Bank, Kabul Citi Bank, New York
SWIFT CODE AFGBAFKA CITIUS33

2. EURO account with Da Afghanistan Bank, Kabul
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan Da Afghanistan Bank, Kabul
Account No 27290 (EURO) 400 870107000
Bank Name Da Afghanistan Bank, Kabul Commerz Bank, FrankFurt
SWIFT CODE AFGBAFKA COBADEFF

3. AFGHANI account Da Afghanistan Bank, Kabul
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan
Account No 9757 (AFN)
Bank Name Da Afghanistan Bank, Kabul
SWIFT CODE AFGBAFKA

1. USD account with PNB, Kabul, Afghanistan
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan
Account No 4457002100002995
Bank Name Punjab National Bank, Kabul, Afghanistan
SWIFT CODE






The Details of NOSTRO accounts with PUNJAB NATIONAL BANK(International) Limited, LONDON, UK


The Bank also opened the NOSTRO accounts in USD, EURO and GBP with Punjab National Bank (International) Ltd., LONDON, UK.

1.USD account with PNB, London, UK
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan Punjab National Bank (International) Limited
Account No 11000214 (USD) 36874981
Bank Name Punjab National Bank, Kabul, Afghanistan Citi Bank, New York
SWIFT CODE PUNBGB22 CITIUS33

2. GBP account with PNB, London, UK
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan Punjab National Bank (International) Limited
Account No 11000213 (GBP) 3928 1612
Bank Name Punjab National Bank, Kabul, Afghanistan National Westminister Bank Plc., London
SWIFT CODE PUNBGB22 NWBKGB2L (SORT CODE 60 00 01)

3. EURO account with PNB, London, UK
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan Punjab National Bank (International) Limited
Account No 11000215 (EURO) 100 9254889 00 (EURO)
Bank Name Punjab National Bank, Kabul, Afghanistan DEUTSCHE BANK AG, FRANKFURT
SWIFT CODE PUNBGB22 DEUTDEFF


Details of NOSTRO accounts with UniCredit S,P,A.


1. EURO account with UniCredit S,P,A. MILANO,ITALY
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan
Account No 995/102221735 (EURO)
Bank Name UniCredit S,P,A
SWIFT CODE UNCRITMM

2. USD account with UniCredit S,P,A. MILANO,ITALY
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan
Account No 995/102226632 (USD)
Bank Name UniCredit S,P,A
SWIFT CODE UNCRITMM

Details of NOSTRO accounts with HDFC.


1. INR account with HDFC Bank,Fort, Mumbai, INDIA (IFSC Code: HDFC0000060)
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan
Account No '00600390000492'
Bank Name HDFC Bank Ltd.
SWIFT CODE HDFCINBB

Details of NOSTRO accounts with EMIRATES NBD BANK.Dubai.


1. USD account with Emirates NBD Bank,Dubai
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan
Account No IBAN: AE580260001264338653603 544748893(USD)
Bank Name Emirates NBD Bank,Dubai. JP Morgan Chase Bank,NewYork
SWIFT CODE EBILAEAD CHASUS33

Details of NOSTRO accounts with AKTIF BANK.


1. USD account with AKTIF BANK, ISTANBUL, TURKRY.
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan
Account No IBAN: TR350014300000000000631393 8900690321
Bank Name AKTIF Yatirim Bankasi AS Bank of Newyork MELON ,Newyork ,USA
SWIFT CODE CAYTTRIS IRVTUS3N

Details of NOSTRO accounts with KBC BANK.


1. EURO account with KBC BANK,BRUSSELS,Belgium
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan
Account No 488591941120
Bank Name KBC BANK
SWIFT CODE KREDBEBB

Service Charges Structure

AFS 250

Products & services

Charges in USD/EURO/GBP

Charges in Afghani
1. Account Opening Charges
Saving Account Free of charge Free of charge
Current Account Free of charge Free of charge
Time deposit Free of charge Free of charge
Issuing of call deposit USD 10 AFS 500
Salary Account Free of charge Free of charge
2. Account Maintanane Charges
Saving Account Free of charge Free of charge
Current Account Free of charge Free of charge
3. Pass book issuing Charges
Saving Account Free of charge Free of charge
Current Account Free of charge Free of charge
4.Duplicate Pass book issuing Charges
For all type of Account USD 5 AFS 250
5.Id cards issuing Charges
Saving Account Free of charge Free of charge
Current Account Free of charge Free of charge
6.Duplicate id cards issuing Charges
Saving Account USD 5 AFS 250
Current Account USD 5
7.Minimum balance requirement
Saving Account USD 100 AFS 5000
Current Account USD 200 AFS 10000
Time deposits USD 1000 AFS 25000
SF-Salary a/cs No min balance required No min balance required
8.penality for non-maintenance of min bal
Saving Account USD 5 AFS 250
Current Account USD 10 AFS 500
9.Account statements
Saving Account free of charges free of charges
Current Account free of charges free of charges
Duplicate statement usd 5 per month or max 5 pages for any no of months usd 250 per month or max 5 pages for any no of months
10.Check books
check book of 20 leaves free of cost for one cheque book and after that each cheque book and book will be at USD 5 free of cost for one cheque book and after that each cheque book and book will be at AFS 250
Issue of cash Order/bankers cheque USD 250 AFS 500
Charges per one withdrawal of cash in case total no. of withdrawal exceed 50 in a half year period in savings bank account USD 1 AFS 25
11.Stop payment instruction
USD 10 per instruction AFS 500 per instruction
12.Standing instructions
Standing instructions USD 5 per transaction/instructions remitting charges is any AFS 250 per transaction/instructions remitting charges is any
Standing instructions: internal transactions Free charges Free charges
Service charges per occasion for inability to carry out standing instructions due to insufficient balance in the account. USD 2 per occasion AFS 100 per occasion
Standing instructions: internal transactions Free charges Free charges
Service charges per one transaction involving credit to another account with other branches of the bank/other banks in respect of standing instructions. Free charges Free charges
13.Account closure
account closing (except in case of death) USD 10 AFS 100
14.Cash withdrawal
minimum amount of cash withdrawal from savings/current A/C (not at the time of closure of Accounts) USD 10 AFS 100
service charges per half year for allowing operations in account through "mandate" USD 10 AFS 250
minimum overdraft interest in current account USD 10 AFS 250
minimum amount accepted for fixed/short deposit USD 500 AFS 10000
service charges for issuing a duplicate deposit receipt USD 10 AFS 250
service charges per one occasion for adding or deleting a name n the fixed/short term/recurring deposit account USD 5 AFS 100
Balance certificate/interest certificate free once in six months(any other time)10 free once in six months(any other time)250
15.remittances(international funds transfer)
16.Swift
0.15%(min $15.00+swift charges)min 20 max $1000 NA
17.for non a/c holders remittance allowed maximum
USD 10,000 per transaction or USD 20,000 maximum in a month NA
follow up swift on remittances at customers request 5 plus swift charges 5=usd 10 AFS 250 plus swift charges AFS 2500 AFS= AFS 500
18.SWIFT-inward wire Transfers
10 per inward message (up to 10000) 20 per inward message(>10001<50000) 30 per inward message over USD 50001
follow up swift on remittances at customers request 5 plus swift charges 5=usd 10 AFS 250 plus swift charges AFS 2500 AFS= AFS 500
19.SWIFT-inward wire Transfers
20.Domestic Fund
transfer to provinces(inward) 0.15% of face value (minimum USD 20) 0.15% of face value (minimum AFS 250)
Transfer from provinces(outward) free of charges free of charges
21.Letters of credit
 
Imports
Letters of credit (issuance) 0.30% per quarter (minimum usd 300) for each subsequent quarter 0.25%
Revalidation As of fresh L/C
Amendment USD 50+ USD 15 SWIFT charges
Confirmation As per confirming bank
Export
Advising USD 50 flat
Amendment USD 50 flat
negotiation 0.25% of bill Amount (minimum USD 150)
Conformation 0.25% of bill Amount (minimum USD 150)
Transfer of export L/C USD 50+ courier Charges
Documentary collection USD 30+ courier charges
Bills sent for collection 0.15%(min USD 50)+Courier charges
22.Letters of guarantee
Performance Guarantees 0-25% per quarter (minimum USD 1000)+courier charges Equivalent of USD charges
Bid bond. advance payment guarantees,and standby letters of credit financeial guarantees 0.30% per quarter (min USD 200) Equivalent of USD charges
Guarantees against 50% cash Margin 25% of normal commission chargeable 25% of normal commission chargeable
Guarantees against 100% cash Margin USD 10 flat AFS 500 flat
23.Collection of cheques/drafts etc
Cheques/Drafts 0.10%(minimum USD 25)+courier charges actual 0.10%(minimum AFS 1000)+courier charges actual
Local Collection Free charges Free charges
If returned unpaid USD 10 plus other banks actual charges AFS 500 plus other banks actual charges
Inward documentary bills received for collection 0.25% min Usd 50 0.25% min Usd 2500
24.Leading rates
interest minimum 8% per year=maximum 24%quarterly componding minimum 8% per year=maximum 24%quarterly componding
Commercial loans
consumer loans
agriculture loans
construction loans
house loans/education loans etc
personal loans
25.Loan processing fee
Micro finance/personal consumer loans up to USD 10000 USD 100 fixed Equivalent of USD charges
all other commercial loans 0.05% of loan amount minimum Usd 100 Equivalent of USD charges
26.Documentation charges
Micro finance/personal consumer loans up to USD 10000 USD 50 Equivalent fo USD charges
all other commercial loans USD 100 Equivalent of USD charges
inspection charges in respect of each inspection carried out by bank officials for verifying the securities such as stock,book-debts,machinery, land & building ,etc.of the borrowers other than borrowers under retail lending/micro/personal loan schemes. Free of charge Free of charge
Penal interest will be charged for delay in repayment of installment/interest. 2% on overdue amount from due date 2% on overdue amount from due date
Prepared and recommended by CFO/Dy.chief finance officer chief executive officer
Date:11/09/2008
     Sanctioned & Approved By

   Chairman & Managing Director

Audited Fin.St. 2011










MAIWAND BANK, KABUL, AFGHANISTAN

OUR SWIFT CODE : MWBKAFKA


Details of Current Accounts with Da Afghanistan Bank, Kabul, Afghanistan.
(Central Bank)

The bank is maintaining the following current accounts with Da Afghanistan Bank.

1. USD account with Da Afghanistan Bank, Kabul
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan Da Afghanistan Bank, Kabul
Account No 27289 (USD) 10920169
Bank Name Da Afghanistan Bank, Kabul Citi Bank, New York
SWIFT CODE AFGBAFKA CITIUS33

2. EURO account with Da Afghanistan Bank, Kabul
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan Da Afghanistan Bank, Kabul
Account No 27290 (EURO) 400 870107000
Bank Name Da Afghanistan Bank, Kabul Commerz Bank, FrankFurt
SWIFT CODE AFGBAFKA COBADEFF

3. AFGHANI account Da Afghanistan Bank, Kabul
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan
Account No 9757 (AFN)
Bank Name Da Afghanistan Bank, Kabul
SWIFT CODE AFGBAFKA

1. USD account with PNB, Kabul, Afghanistan
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan
Account No 4457002100002995
Bank Name Punjab National Bank, Kabul, Afghanistan
SWIFT CODE






The Details of NOSTRO accounts with PUNJAB NATIONAL BANK(International) Limited, LONDON, UK


The Bank also opened the NOSTRO accounts in USD, EURO and GBP with Punjab National Bank (International) Ltd., LONDON, UK.

1.USD account with PNB, London, UK
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan Punjab National Bank (International) Limited
Account No 11000214 (USD) 36874981
Bank Name Punjab National Bank, Kabul, Afghanistan Citi Bank, New York
SWIFT CODE PUNBGB22 CITIUS33

2. GBP account with PNB, London, UK
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan Punjab National Bank (International) Limited
Account No 11000213 (GBP) 3928 1612
Bank Name Punjab National Bank, Kabul, Afghanistan National Westminister Bank Plc., London
SWIFT CODE PUNBGB22 NWBKGB2L (SORT CODE 60 00 01)

3. EURO account with PNB, London, UK
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan Punjab National Bank (International) Limited
Account No 11000215 (EURO) 100 9254889 00 (EURO)
Bank Name Punjab National Bank, Kabul, Afghanistan DEUTSCHE BANK AG, FRANKFURT
SWIFT CODE PUNBGB22 DEUTDEFF


Details of NOSTRO accounts with Commerz Bank, Frank Furt, Germany.


1. EURO account with Commerzbank, Frank Furt, Germany.
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan
Account No 400870114600 (EURO)
Bank Name Commerzbank
SWIFT CODE COBADEFF

2. USD account with Commerzbank, Frank Furt, Germany
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan
Account No 400870114600 (USD)
Bank Name Commerzbank
SWIFT CODE COBADEFF

1. INR account with HDFC Bank,Fort, Mumbai, INDIA (IFSC Code: HDFC0000060)
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan
Account No '00600390000492'
Bank Name HDFC Bank Ltd.
SWIFT CODE HDFCINBB

1. USD account with Summit Bank (Formerly Arif Habib Bank), Karachi, Pakistan
Description
NOSTRO account Details
Routing Bank Details
Account Name Maiwand Bank, Kabul, Afghanistan Sumit Bank Ltd, Pakistan
Account No 1-2-1-20315-333-136806 70008599
Bank Name Arif Habib Bank Ltd - Pakistan Mashreqbank psc, New York
SWIFT CODE AHRBPKKA MSHQUS33
Just Banking
MaiwandBank © 2012 • All rights Reserved.